About online reporting
Risk Profiler & Asset Allocation Reporting
Risk Profiler & Asset Allocation Reporting
Why use the clarity Risk Profiler?
One way of determining attitude to investment risk is to use a question based risk profiler. Our risk profiler allocates a risk score to
you based upon your answers to a number of questions. The results can be used as a starting point and an aid for discussions with your
clarity adviser.
return to top
What is an asset allocation model?
Asset Allocation refers to the spread of investments between different asset classes. There are four main asset classes: cash, bonds,
equities and property. It is impossible to set an ideal asset allocation for any client, but it is possible to use asset allocation
models to set broad parameters. The aim of an asset allocation model is to create a portfolio that is well diversified, giving exposure
to a wide range of investments and appropriate given your time to retirement and attitude to risk.
If you would like to learn more about Asset Allocation, we have produced a full research note on the subject.
return to top
Can I set my own target benchmark?
When setting your target benchmark you have two options, the first is to use our Risk Profiling tool to generate a suggested target.
Alternatively if you already have a benchmark in mind you can enter this directly into your
personal financial planning page. This page is a central location for all of the individual financial planning data that we store on
the clarity website.
return to top
Can I split my holdings into different portfolios?
Uusers are now able to break down their holdings into different portfolios. The
advanced reporting page allows you to name your portfolio
and select the policies to be included in the reporting. A dropdown of your portfolios will appear across the
clarity website allowing you to switch between your portfolios when viewing asset allocation reports/graphs.
return to top
Can I set portfolio benchmarks?
If you have already set a target benchmark all portfolios will use it by default. To set alternative benchmarks
for specific portfolios you will need to navigate to the Risk Profiler page and select from the dropdown list at the
top of the page or alternatively go to your financial planning data page to review the portfolio benchmarks
and enter in benchmark figures manually.
return to top
Can I add other investments to my asset allocation report?
Our asset allocation reporting only covers the investments shown on your Online valuation, any holding outside of the Cofunds (inc James Hay SIPP) or FundsNetwork
platforms cannot be reported online, however depending on your service level a more complete asset allocation report may be covered by your existing
service, if this is not the case work can be done on a time cost basis.
Please contact your usual clarity adviser for further information.
return to top
| 
