Retirement

In financial planning terms, retirement is probably the biggest event of an employee's life. Years have been spent building up a suitable pension fund to rely on in retirement. Yet many employers leave their employees to make their own decisions about how to use their pension fund, just when they need sound advice the most. Years of hard saving, by both employer and employee can be wasted if poor investment decisions are made at this stage.

Prior to retirement we offer retiring employees a full one-to-one financial review covering:

• Review of existing financial arrangements and agreement of a future financial plan
• Recommendations of new investments and products which will achieve the stated objectives
• Purchase of investments via the website or paper-based applications. All discounts and initial commission is reinvested for the benefit of the individual
• Access to our helpline
• Advice for spouses, partners and their children
• Valuations of investments and pensions
• E-mail alerts on topical issues and fund performance

For groups of retiring employees we can offer retirement seminars backed up by e-mail and telephone helplines.

For each of our clients we devise bespoke solutions to suit your individual needs and budget, which are based upon our core services.