Service Details
Once you have decided upon a financial planning strategy, you will have to buy some financial product or service. Our service allows you to execute transactions in a cost effective manner. The investment products covered by the service include:-
clarityINVEST
- Unit Trusts/OEICs
- ISAs
- ISA Transfers
- PEP Transfers
This level of service provides clients with the facility to transact Unit Trust, OEIC and ISA investments, which can be made online; in addition
to ISA and PEP Transfers at nil initial commission rates (both in and out of Self Invest Pension Plans). We also provide help with switches,
asset allocation modelling and an online valuation service.
The clarityINVEST service has two charging options. We can either fund the costs for transactions, switches, valuations and asset allocation
modeling through the trail income available (usually for active funds 0.5%, bond funds 0.25% and tracker funds 0% - average 0.35-0.4%) or we offer
a fee option at 0.5% p.a. of the portfolio amount. The charge is usually higher on a fee basis to reflect the fact that we will have to manually
reconcile all the trail income received, holding by holding. The default assumption is the commission option.
clarityTRANSACT+
The clarityTRANSACT+ service allows you to include, for a fixed fee of £810+VAT per annum, the following transactions in addition to those available under the clarityINVEST service:-
- Offshore Funds
- Investment Trusts
- Life Policies (including with profits bonds)
- Pension Policies
The important point to note is that this fixed fee is charged per investment transaction.
In all cases we are assuming you either already know the product you want or you are able to select from the "Buy Lists" on our site. Of course, any advice from an individual would involve additional cost. If you would like to see the extended range of services that we offer to Individuals then please click HERE.
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