|The changing yield requirements of the UK Equity Income sector||
For many years, one of the Investment Association’s (IA’s) requirements for funds listed in the UK Equity Income sector has been that they should produce an annual dividend of 10% above that of the FTSE All-Share Index. Before the financial crisis of 2008/09, when interest rates and dividends were at higher levels than they have been since, this ‘yield hurdle’ was widely seen as appropriate.
|Spring Budget 2017: A summary of the key financial planning points (infographic)||
Another mercifully quiet budget for financial planning. These calm waters provide a good opportunity to review the previously announced changes, due to come into force from April. In a world of ever-shrinking tax breaks, it is important to make full use of those that remain available.
|clarity buy list update - March 2017||
The clarity investment committee has made changes to our buy list.
Read the latest update on our website for updated information on the following funds:
|Pensions for higher earners: The tapered annual allowance 2016/17||
In April 2016, new rules came into force that significantly limit the amount higher earners can contribute to a pension in a tax-efficient manner. For most people, the annual allowance is currently the higher of £40,000 or 100% of your earnings. However, for those who are 'higher earners' this figure can be severely tapered, down to a minimum of £10,000.
|EIS and SEIS investment opportunities 2017||
Enterprise Investment Schemes (EIS) and Seed Enterprise Investment Schemes (SEIS) both offer significant tax reliefs in order to encourage investment in smaller companies.
|Individual Protection 2014: Registration Deadline Approaching||
Individual Protection 2014 (IP14) is available for anyone whose total pension benefits were valued over £1.25million as at 6 April 2014, and enables a personal, protected Lifetime Allowance (LTA) of up to £1.5million. The current LTA is £1million, so IP14 offers potential value of up to £275,000 for those eligible*.
|Venture capital trust (VCT) investment options 2017||
VCTs offer significant tax reliefs to individuals who are prepared to invest indirectly in a range of unquoted smaller, higher-risk trading companies. As we approach the end of the tax year, VCTs can offer valuable tax-planning opportunities in the right circumstances. They are, however, considered very high-risk investments and are therefore not suitable for everyone.
|Investment outlook for 2017||
2016 was a very surprising year for investors in a number of ways. The investment markets and wider economy failed to
|MPs say 'dominance' of big home-building firms must end||A 'broken' housing market needs a bigger contribution from smaller building firms, MPs say.||29/04/2017 01:27:41|
|UK economy grows by 0.3% as service sector slows||UK economic growth slowed by more than expected at the start of 2017 as the service sector stalled.||28/04/2017 09:58:47|
|NatWest and RBS banking app fails||Customers complained on social media that payments and money transfers had not gone through.||28/04/2017 14:54:55|
|US growth rate hits three-year low||President Trump faces a greater challenge in meeting his growth pledge after weak data.||28/04/2017 15:38:31|
|M&S online food delivery service will be no piece of cake||The High Street giant prepares to join a crowded market for home delivery but could face problems.||28/04/2017 10:21:21|
|RBS reports first quarter profit as turnaround continues||The bank returns to profit in the first quarter of 2017 and says its cost-cutting plan is ahead of target.||28/04/2017 07:59:27|
|Qualcomm says Apple withholding royalty payments amid legal row||Apple sued chipmaker Qualcomm in January and is now withholding payments until the row is resolved.||28/04/2017 15:07:05|
|Amazon 'style assistant' divides opinion||Amazon's new Echo Look device takes full length photos and offers advice on outfit choices.||28/04/2017 13:31:35|
|North Korea tests missile as US calls for sanctions||Donald Trump warns of ‘major conflict’ over regime’s nuclear programme||29/04/2017 00:07:18|
|Straight from the hedgehog’s mouth: management guru Jim Collins||Over osso buco, the author explains why ‘Big Hairy Audacious Goals’ are key to greatness in business||28/04/2017 10:44:59|
|Draft Nafta order signals tougher US stance on trade partners||Document prepared before Trump’s U-turn sets ‘America First’ targets for other deals||29/04/2017 01:02:56|
|GDP slowdown stokes fears of Brexit stagnation||Data offer striking contrast to resilience recorded after June vote to leave EU||28/04/2017 15:36:13|
|US suffers weakest first-quarter growth in 3 years||Strong sentiment contrasts with slowdown in consumer spending||28/04/2017 17:04:16|
|EU emphasises unity on Brexit as leaders gather||Worries rise about gap in expectations with London over financial demands||28/04/2017 17:38:55|
|100 days in the court of King Donald||It was never going to be business as usual. But leaks, power struggles and policy reversals have dominated the first three months of President Trump’s administration||27/04/2017 04:02:36|
|Market reaction to Trump’s first 100 days — in charts||Timeline of the ‘Trump trade’ and market-moving events||28/04/2017 04:00:51|
|A Billion-Dollar Business in Making the Richest 1% Even Richer||Alternative asset managers make billions of dollars by helping to make the world's richest people and institutions even more wealthy.||28/04/2017 20:34:00|
|Alphabet Rides Advertising Strength to New Highs||With the help of its core business, the internet search juggernaut continues to expand its reach.||28/04/2017 19:16:00|
|Leucadia Turns Things Around on Jefferies Recovery||The financial company started 2017 on the right foot.||28/04/2017 19:03:00|
|3 of the Worst Credit Score Tips||These oft-repeated credit score tips belong in the garbage bin.||28/04/2017 18:25:00|
|Apple's Siri Speaker Could Come as Soon as June||That's just over a month away.||28/04/2017 18:19:00|
|ExxonMobil Posts Impressive Earnings, but Where Is the Production Growth?||ExxonMobil has done a commendable job of bringing its costs down in a declining oil price environment, but it needs to start thinking about growth again.||28/04/2017 18:11:00|
|What Is an Indirect Rollover?||Be careful when moving retirement funds via an indirect rollover. Otherwise, you could face stiff penalties.||28/04/2017 18:07:00|
|Net Inflows, Market Gains Fuel Diamond Hill Investment Group, Inc. Earnings||Even as a tsunami of investor capital flows to index funds, this active fund manager continues to grow its assets under management.||28/04/2017 17:40:00|