|Spring Budget 2017: A summary of the key financial planning points (infographic)||
Another mercifully quiet budget for financial planning. These calm waters provide a good opportunity to review the previously announced changes, due to come into force from April. In a world of ever-shrinking tax breaks, it is important to make full use of those that remain available.
|clarity buy list update - March 2017||
The clarity investment committee has made changes to our buy list.
|Pensions for higher earners: The tapered annual allowance 2016/17||
In April 2016, new rules came into force that significantly limit the amount higher earners can contribute to a pension in a tax-efficient manner. For most people, the annual allowance is currently the higher of £40,000 or 100% of your earnings. However, for those who are 'higher earners' this figure can be severely tapered, down to a minimum of £10,000.
|EIS and SEIS investment opportunities 2017||
Enterprise Investment Schemes (EIS) and Seed Enterprise Investment Schemes (SEIS) both offer significant tax reliefs in order to encourage investment in smaller companies.
|Individual Protection 2014: Registration Deadline Approaching||
Individual Protection 2014 (IP14) is available for anyone whose total pension benefits were valued over £1.25million as at 6 April 2014, and enables a personal, protected Lifetime Allowance (LTA) of up to £1.5million. The current LTA is £1million, so IP14 offers potential value of up to £275,000 for those eligible*.
|Venture capital trust (VCT) investment options 2017||
VCTs offer significant tax reliefs to individuals who are prepared to invest indirectly in a range of unquoted smaller, higher-risk trading companies. As we approach the end of the tax year, VCTs can offer valuable tax-planning opportunities in the right circumstances. They are, however, considered very high-risk investments and are therefore not suitable for everyone.
|Investment outlook for 2017||
2016 was a very surprising year for investors in a number of ways. The investment markets and wider economy failed to
|Autumn Statement 2016: a reminder of the key financial planning announcements||
The recent Autumn Statement was ostensibly quiet on the financial planning front. However, there were some important
|Ofcom plans instant payback for broadband woes||Landline and broadband customers who suffer poor service could get automatic payouts under Ofcom plans.||24/03/2017 11:22:16|
|Deutsche Bank commits to new London office||Germany's biggest bank says the new office "underlines its commitment" to the City of London.||24/03/2017 09:49:11|
|Co-op Bank sale plan attracts suitors||The beleaguered bank says a number of "credible" parties have expressed interest in buying it.||24/03/2017 09:52:14|
|Eurozone growth nears six-year high, survey data suggests||Growth in France and Germany help the bloc's economic recovery "surge higher", a survey says.||24/03/2017 11:54:15|
|Call for 'decently paid' maternity leave||The TUC says UK mothers may get a reasonable amount of maternity leave but get a poorer deal on pay.||24/03/2017 00:18:17|
|Robots to affect up to 30% of UK jobs, says PwC||Manufacturing and retail jobs are most at risk from automation by the 2030s, a report says.||24/03/2017 08:56:39|
|UK film industry 'needs government support' after Brexit||Extra help is needed if the industry is to survive after Brexit, a senior figure in the sector warns.||24/03/2017 10:29:58|
|Why Apple's red iPhones are not 'Red' in China||Apple's Red iPhone is going on sale, but in China it is doing things a bit differently. Why?||24/03/2017 06:45:31|
|Juncker warns Trump anti-EU stance risks Balkan war||European Commission president delivered admonition to vice-president Mike Pence||24/03/2017 09:31:35|
|Qatari connection casts long shadow over Barclays||The UK bank faces the conclusion of a criminal probe over rescue deals made following the crash||23/03/2017 18:41:08|
|Police probe connections to Westminster attacker||Khalid Masood was born Adrian Russell and had a number of aliases||24/03/2017 10:42:46|
|Trump ultimatum sets stage for healthcare showdown||President warns party members to scrap Obamacare on Friday or risk being stuck with it||24/03/2017 04:28:47|
|Thames Water business model comes under scrutiny||Former regulator blames investor boards for putting profits above customers||23/03/2017 19:22:19|
|Watchdog relaunches probe into Barclays’ cash call||Financial Conduct Authority is re-examining £7.3bn fundraising bank undertook in 2008||23/03/2017 05:00:26|
|Graduates propel fall in EU workers in Brexit Britain||UK starts to lose allure as highly educated Europeans shun banking sector||23/03/2017 00:01:27|
|Russian MP who turned on Kremlin killed in Kiev||Ukraine accuses Moscow of role in attack on witness in Yanukovich treason trial||23/03/2017 16:26:37|
|This Is How Many Barrels of Oil the 13 OPEC Countries Produced Last Month||OPEC continues to control a huge portion of global oil. Here's a look at just how much.||24/03/2017 07:51:00|
|The Best Low-Interest Credit Cards in March||These credit cards feature below-average interest rates -- sometimes even 0% for more than a year -- and can help you save a lot of money if you're carrying (or transferring) a big balance.||24/03/2017 07:47:00|
|Netflix Will Never Dominate the Streaming Market in China. Here's Why||Netflix abandoned plans to enter China in the near term. And that's OK.||24/03/2017 07:41:00|
|The Best Way to Invest in Mobile Gaming||Mobile gaming is a major component of the video-game industry's growth.||24/03/2017 07:39:00|
|What to Do if You Failed to File Tax Returns||Ignoring your taxes won’t make them go away – in fact, it will usually make them considerably worse.||24/03/2017 07:21:00|
|Is a Bi-Weekly Mortgage Payment Plan Right for You?||A bi-weekly payment plan can save you money in the long run, but it's not right for everyone.||24/03/2017 07:07:00|
|Could the Age Tax Sink Your Retirement?||Trump's healthcare proposal will hit low-income seniors where it hurts. Here's how it might put your retirement at serious risk.||24/03/2017 06:51:00|
|Here's What Older Americans Need to Know About the Age Tax||Countless seniors will see their health insurance premiums jump if Trump's healthcare plan goes through.||24/03/2017 06:18:00|