Buy List Update
It has been announced that the managers of two of our buy list funds are to leave. The clarity Investment Team has therefore reviewed the funds and their succession proposals.
03/07/2015 14:54:46
Model Portfolio Asset Allocation Revision Q1 2015
Around the turn of the year the clarity Investment Team traditionally reviews the asset allocation of our model portfolios. When considering the model portfolios we base our decisions on macroeconomic long term trends rather than trying to second guess any short term fluctuations in equity markets.
20/04/2015 15:20:40
Money Purchase Annual Allowance – Reporting Requirements
The Annual Allowance is a limit on tax relievable pension contributions. The standard allowance is £40,000 for the 2015/16 tax year.
17/04/2015 07:55:59
New (Tax) Year’s Resolution - Maximise my ISA contributions
From 06 April 2015, the ISA allowance increases to £15,240, which can be invested in any combination of cash or stocks and shares.
02/04/2015 10:43:59
Buy List Update - 24th March 2015
We discuss recent changes made to our buy list of recommended funds following the clarity Investment Team’s regular fund review.
24/03/2015 13:49:30
Budget 2015 – The Good, the Bad and the Ugly
George Osborne’s last Budget Statement of this Government contained little by way of major surprise for financial planners. Some small new savings allowances were announced, but yet another round of pensions Lifetime Allowance reduction and protection was also introduced. Of course, it may be that the incoming government choose not to pass some of this legislation; however, political comment so far seems to indicate that the LTA reduction has widespread popular support.
19/03/2015 16:27:40
Tax Year End Arrangements
The end of the tax year, 5th April 2015, is fast approaching. We thought it would be helpful to inform you of some important deadlines to make sure your pension or ISA contributions are received in time to count for the current tax year.
11/03/2015 14:22:52
Capped Drawdown Pre April 2015 Feb 15

The purpose of this note is to outline how eligible individuals can establish a Capped Drawdown contract prior to 05 April 2015 and retain an Annual Allowance of £40,000 (the annual limit on tax relievable pension contributions), rather than the reduced Money Purchase Annual Allowance of £10,000 that will be triggered if a new Flexi-Access Drawdown contract is established after this date.

18/02/2015 13:00:00
Energy customers 'paying too much' Millions of energy customers have been "paying too much for their energy bills" a year-long investigation by the Competition and Markets Authority (CMA) has found. 07/07/2015 06:31:21
Greek PM to present new debt plan Greek Prime Minister Alexis Tsipras is to present new proposals at a eurozone emergency summit on his country's growing debt crisis. 07/07/2015 04:21:22
Marks and Spencer recovery stalls Marks and Spencer's recent revival suffers a setback after it reports a fall in sales of general merchandising, which includes clothing. 07/07/2015 06:42:00
Samsung's earnings to miss forecasts Second quarter earnings for the world's biggest smartphone maker, Samsung Electronics, are likely to miss market expectations. 07/07/2015 04:09:21
Asian shares bounce back from losses Asian markets head higher, recovering losses made a day earlier on fears that Greece would exit the eurozone, after voting no to bailout conditions. 07/07/2015 02:22:19
Osborne could relax Sunday trading Shops in England and Wales could be allowed to open for longer on Sundays, under plans to be unveiled by Chancellor George Osborne. 07/07/2015 04:00:05
Tax windfall from pension changes Changes to the pension system - allowing people to cash in their savings - will provide an extra tax windfall, research suggests. 06/07/2015 19:01:17
Weight Watchers 'faces takeover bid' Shares in Weight Watchers International surge on reports it is a takeover target by an unnamed activist hedge fund. 06/07/2015 17:17:17
Why It Feels Like We’re Falling Behind It can take years to notice a life-changing invention...






06/07/2015 11:51:10
Should You Sell HSBC Holdings plc, Royal Bank of Scotland Group plc, Banco Santander SA & OneSavings Bank plc On 'Grexit' Fears? Is HSBC Holdings plc (LON:HSBA), Royal Bank of Scotland Group plc (LON:RBS), Banco Santander SA (LON:BNC) or OneSavings Bank plc (LON:OSB) most exposed to ongoing developments in Greece?






06/07/2015 11:19:46
3 AIM Stocks I'd Buy Before Monitise Plc: James Halstead PLC, Telford Homes plc And CVS Group Plc These 3 stocks have better prospects than Monitise Plc (LON: MONI): James Halstead PLC (LON: JHD), Telford Homes plc (LON: TEF) and CVS Group Plc (LON: CVS)






06/07/2015 11:01:51
Are These 4 Stocks Set To Crash And Burn? Diageo plc, ASOS plc, Reckitt Benckiser Group Plc And Wolseley plc Should you avoid these 4 stocks due to their high valuations? Diageo plc (LON: DGE), ASOS plc (LON: ASC), Reckitt Benckiser Group Plc (LON: RB) and Wolseley plc (LON: WOS)






06/07/2015 10:57:31
Power Up Your Portfolio With National Grid plc, OPG Power Ventures Plc And Jersey Electricity PLC G A Chester looks at the attractions of National Grid plc (LON:NG), OPG Power Ventures Plc (LON:OPG) and Jersey Electricity PLC (LON:JEL).






06/07/2015 10:39:37
easyJet plc Delivers Strong Growth In Passenger Numbers, But Are International Consolidated Airlns Grp SA, Tui AG Or Thomas Cook Group plc Better Buys? easyJet plc (LON:EZJ), International Consolidated Airlns Grp SA (LON:IAG), Tui AG (LON:TUI) and Thomas Cook Group plc (LON:TCG) are benefiting from rising tourism spending; but which stocks stand most to gain?






06/07/2015 08:46:56
Should You Buy Amur Minerals Corporation After Its Recent Crash? Is it time to buy Amur Minerals Corporation (LON: AMC) after recent declines?






06/07/2015 08:45:57
How The Greek 'No' Vote Can Propel The FTSE 100 To New Highs The FTSE 100 (INDEXFTSE:UKX) is going to reward your patience, argues this Fool.






06/07/2015 07:23:33
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